When I was tallying up the number of accidents within our family, I forgot the two times N was hit while riding her bicycle.
One was when she was older and was hit by a patrol car. N and her bicycle ended up under the car. N wasn’t cited…and of course, the officer didn’t cite herself, either.
The second time was when N was still in elementary school. She was riding her bicycle home from school and a man ran over the sidewalk and hit her. It demolished her bicycle but she was relatively unharmed, aside from being shaken up.
Coincidentally, the man who hit her was insured by the same company who insured our cars. I didn’t file a claim for the destruction of the bicycle as I felt sure he was going to be charged and that would be enough.
About a week later, my insurance company called and the CSR (customer service representative) and I had the following conversation.
CSR: We received the information about the incident with your daughter and this man feels terrible.
Me: I hope so.
CSR: This mans’ son was hit and killed while he was riding his bicycle.
Me: I’m sorry.
CSR: We were thinking that it might be a nice gesture if we paid for the damage to his car.
Me: Are you serious?
CSR: Yes ma’am. He suffered the loss of his son and now his car is damaged…we just thought it would be a nice thing to do.
Me: You pay one penny to that man and my daughter is going to require psychological as well as physical therapy until she is an adult. She will require a brand new bicycle and I will require expenses for my time, my gas and my trouble for now having to drive her to school every morning and pick her up every afternoon. I will also require some sort of counseling to be able to deal with the changes in my life, due to the rearrangement of my schedule to accommodate my daughter. We will also require punitive damages for emotional distress. Do we understand each other?
CSR: Yes ma’am. We just thought it would be a nice thing to do. We won’t pursue it.
A few years later, I called the company, asked them to get out the file for that date and read any information attached. The CSR said “it says, don’t pay any claim…ever.” ‘Nuff said.
The latest on the woman who hit them is…she’s not in jail. She had to pay a paltry $165.00 and was charged with “careless driving.” Had the police arrived in a timely manner, they might have seen her condition, witnessed her burying “something” and also been able to converse with the firefighters on scene who clearly believed she was under the influence of something. She is probably out on the road even as I type this. A suspended drivers’ license doesn’t seem to be a deterrent.
The accident has been posted on YouTube. It’s scary. In the video, there is a black car that just seconds before they were hit, went zooming by and had she hit them just a few seconds earlier, they would have been broadsided. You can see them hit the Honda and then they both spin around.
Go to Youtube.com and in the search bar, type luckytobealive/malakaiblade